For shops, retailers and wholesalers

Track. Remind. Get Paid.

Debt Manager helps small businesses keep track of customer debts, payment deadlines, agreements and payment history — all in one simple platform.

Free for 30 daysNo card required

Today

Good morning, Ҳоҷӣ

All set

Due today

4,200 TJS

Due this week

18,750 TJS

Overdue

6,300 TJS

Total outstanding

142,900 TJS

Customers

6 accounts
CustomerBalanceDue dateReliability
Farhod Rahimov12,300TodayExcellent
Ali Karimov5,00028 FebGood
Rustam Saidov8,20020 FebAttention
Нилуфар Раҳимова3,80004 MarGood

The problem

Stop losing track of who owes you money.

Notebooks, spreadsheets, phone messages and memory — it works until it doesn't. Debt Manager brings everything together in one organized system.

Notebooks

Pages fill up, numbers get crossed out, and totals stop adding up.

Spreadsheets

One wrong cell and a customer's balance is quietly wrong for months.

Messages

Payment promises buried somewhere in a chat you can no longer find.

Memory

The most expensive system of all. Debt Manager remembers for you.

What it does

Everything you need to manage customer debts

One organized place for customers, balances, deadlines, reminders, agreements and reports.

Customer Management

Keep all customer information organized in one place.

Debt Tracking

Know exactly how much each customer owes.

Payment History

Record every payment without losing historical transactions.

Due Payment Calendar

See who needs to pay today, this week, this month or later.

Automatic Reminders

Send payment reminders through SMS, WhatsApp or Telegram.

Agreements

Generate customer agreements automatically from your saved template.

Payment Reliability

See whether customers usually pay early, on time or late.

Reports

Understand your debts, payments and overdue balances.

How it works

Four simple steps from sale to settled

1

Add Your Customer

Create a customer profile and enter their information.

2

Record the Debt

Add the purchase, amount and payment deadline.

3

Track & Remind

See upcoming and overdue payments and contact customers.

4

Get Paid

Record payments and automatically update the remaining balance.

Product preview

Today's Overview, the moment you open Debt Manager

A calm daily view of what is due, what is late and what is still outstanding — with every customer one tap away.

Today

Good morning, Ҳоҷӣ

All set

Due today

4,200 TJS

Due this week

18,750 TJS

Overdue

6,300 TJS

Total outstanding

142,900 TJS

Customers

6 accounts
CustomerBalanceDue dateReliabilityStatus
Farhod Rahimov12,300TodayExcellentDue Today
Ali Karimov5,00028 FebGoodUpcoming
Rustam Saidov8,20020 FebAttentionOverdue
Нилуфар Раҳимова3,80004 MarGoodUpcoming

Reliability levels

Know your customers' payment habits.

Debt Manager automatically calculates a payment reliability level from each customer's payment history. No guessing — just a clear signal.

Excellent

Usually pays early or on time.

Good

Generally pays on time.

Attention

Has a history of late payments.

High Risk

Frequently overdue or unpaid.

Reminders

Never forget to remind a customer again.

Configure reminder templates once and send the right message based on the payment status — before the deadline, on the day, or after it passes.

SMSWhatsAppTelegram

Reminder preview

Delivered

Салом, Farhod Rahimov!

Ташаккури зиёд барои харид аз ABC Store ва барои боварӣ ба мо. Мо воқеан хурсанд ҳастем, ки моро интихоб кардед!

Маблағи боқимонда: 12 300 TJS

Муҳлати пардохт: 25 феврали 2026

WhatsApp · 09:14

Credit Agreement

SellerABC Store
BuyerFarhod Rahimov
Amount12 300 TJS
Payment deadline25.02.2026

F. Rahimov

Signature

PDF

Agreements

Create agreements once. Use them again and again.

  • Save your business information once
  • Create an agreement template once
  • Automatically generate agreements for customers
  • Add customer information automatically
  • Track payments against the agreement
  • Add electronic signatures
  • Print or save as PDF

Pricing

Simple plans that grow with your business

Start free. Upgrade when you have more customers to keep track of.

Starter

For small businesses starting with debt tracking.

Free

  • Up to 25 customers
  • Debt & payment tracking
  • SMS reminders
  • Basic reports
Get Started
Most popular

Business

For businesses managing more customers and payments.

290TJS/month

  • Unlimited customers
  • SMS, WhatsApp & Telegram reminders
  • Agreement templates
  • Payment reliability levels
  • Full reports
Get Started

Professional

For businesses needing advanced features.

790TJS/month

  • Everything in Business
  • Multiple branches & team roles
  • Electronic signatures
  • Data export
  • Priority support
Get Started

FAQ

Questions, answered

What is Debt Manager?+

Debt Manager is a simple platform for businesses that sell on credit. It keeps every customer debt, deadline, payment and agreement in one organized place.

Who is Debt Manager for?+

Small shops, retailers, wholesalers, workshops and service businesses — anyone who lets customers pay later.

Can I track partial payments?+

Yes. Record any amount at any time and the remaining balance updates automatically.

Can I see overdue customers?+

Yes. Overdue balances are highlighted separately from what is due today, this week and later.

Can I send payment reminders?+

Yes — through SMS, WhatsApp or Telegram, using templates you configure once.

Can I create agreements?+

Yes. Save your business details and template once, then generate a filled-in agreement for any customer.

Can I use different currencies?+

Yes. Choose the currency your business works in, including TJS.

Does it support Tajik, Russian and English?+

Yes. The whole platform and customer messages are available in all three languages.

Can I export or print agreements?+

Yes. Any agreement can be printed or saved as a PDF.

Take control of your customer debts today.

Track every payment. Know every deadline. Keep your business organized.

Get Started