Track. Remind. Get Paid.
Debt Manager helps small businesses keep track of customer debts, payment deadlines, agreements and payment history — all in one simple platform.

Today
Good morning, Ҳоҷӣ
Due today
4,200 TJS
Due this week
18,750 TJS
Overdue
6,300 TJS
Total outstanding
142,900 TJS
Customers
6 accountsThe problem
Stop losing track of who owes you money.
Notebooks, spreadsheets, phone messages and memory — it works until it doesn't. Debt Manager brings everything together in one organized system.
Notebooks
Pages fill up, numbers get crossed out, and totals stop adding up.
Spreadsheets
One wrong cell and a customer's balance is quietly wrong for months.
Messages
Payment promises buried somewhere in a chat you can no longer find.
Memory
The most expensive system of all. Debt Manager remembers for you.
What it does
Everything you need to manage customer debts
One organized place for customers, balances, deadlines, reminders, agreements and reports.
Customer Management
Keep all customer information organized in one place.
Debt Tracking
Know exactly how much each customer owes.
Payment History
Record every payment without losing historical transactions.
Due Payment Calendar
See who needs to pay today, this week, this month or later.
Automatic Reminders
Send payment reminders through SMS, WhatsApp or Telegram.
Agreements
Generate customer agreements automatically from your saved template.
Payment Reliability
See whether customers usually pay early, on time or late.
Reports
Understand your debts, payments and overdue balances.
How it works
Four simple steps from sale to settled
Add Your Customer
Create a customer profile and enter their information.
Record the Debt
Add the purchase, amount and payment deadline.
Track & Remind
See upcoming and overdue payments and contact customers.
Get Paid
Record payments and automatically update the remaining balance.
Product preview
Today's Overview, the moment you open Debt Manager
A calm daily view of what is due, what is late and what is still outstanding — with every customer one tap away.
Today
Good morning, Ҳоҷӣ
Due today
4,200 TJS
Due this week
18,750 TJS
Overdue
6,300 TJS
Total outstanding
142,900 TJS
Customers
6 accountsReliability levels
Know your customers' payment habits.
Debt Manager automatically calculates a payment reliability level from each customer's payment history. No guessing — just a clear signal.
Usually pays early or on time.
Generally pays on time.
Has a history of late payments.
Frequently overdue or unpaid.
Reminders
Never forget to remind a customer again.
Configure reminder templates once and send the right message based on the payment status — before the deadline, on the day, or after it passes.

Reminder preview
DeliveredСалом, Farhod Rahimov!
Ташаккури зиёд барои харид аз ABC Store ва барои боварӣ ба мо. Мо воқеан хурсанд ҳастем, ки моро интихоб кардед!
Маблағи боқимонда: 12 300 TJS
Муҳлати пардохт: 25 феврали 2026
WhatsApp · 09:14
Credit Agreement
F. Rahimov
Signature
Agreements
Create agreements once. Use them again and again.
- Save your business information once
- Create an agreement template once
- Automatically generate agreements for customers
- Add customer information automatically
- Track payments against the agreement
- Add electronic signatures
- Print or save as PDF
Pricing
Simple plans that grow with your business
Start free. Upgrade when you have more customers to keep track of.
Starter
For small businesses starting with debt tracking.
Free
- Up to 25 customers
- Debt & payment tracking
- SMS reminders
- Basic reports
Business
For businesses managing more customers and payments.
290TJS/month
- Unlimited customers
- SMS, WhatsApp & Telegram reminders
- Agreement templates
- Payment reliability levels
- Full reports
Professional
For businesses needing advanced features.
790TJS/month
- Everything in Business
- Multiple branches & team roles
- Electronic signatures
- Data export
- Priority support
FAQ
Questions, answered
What is Debt Manager?+
Debt Manager is a simple platform for businesses that sell on credit. It keeps every customer debt, deadline, payment and agreement in one organized place.
Who is Debt Manager for?+
Small shops, retailers, wholesalers, workshops and service businesses — anyone who lets customers pay later.
Can I track partial payments?+
Yes. Record any amount at any time and the remaining balance updates automatically.
Can I see overdue customers?+
Yes. Overdue balances are highlighted separately from what is due today, this week and later.
Can I send payment reminders?+
Yes — through SMS, WhatsApp or Telegram, using templates you configure once.
Can I create agreements?+
Yes. Save your business details and template once, then generate a filled-in agreement for any customer.
Can I use different currencies?+
Yes. Choose the currency your business works in, including TJS.
Does it support Tajik, Russian and English?+
Yes. The whole platform and customer messages are available in all three languages.
Can I export or print agreements?+
Yes. Any agreement can be printed or saved as a PDF.
Take control of your customer debts today.
Track every payment. Know every deadline. Keep your business organized.
Get Started