Privacy Policy

Last updated: September 2026

We built this service to help businesses manage customer debts, payment agreements, reminders, and records in one place. We respect your privacy and collect only the information needed to provide the service.

1. Information We Collect

Depending on how you use the service, we may collect:

  • Account information — such as your name, email address, and login information.
  • Business information — such as your business name and contact details.
  • Customer information — information you enter about customers, including names, phone numbers, passport/ID or INN details, payment details, debt amounts, due dates, and agreements.
  • Payment and debt records — amounts owed, payments, payment status, due dates, and related records.
  • Communication information — information needed to send reminders through WhatsApp, SMS, or Telegram.
  • Technical information — device, browser, IP address, and basic usage information needed for security and service operation.

Please only enter customer information that you have a legitimate reason and appropriate permission to use.

2. How We Use Information

We use information to provide and operate the service; manage debts, payments, and agreements; generate and store agreements; support electronic signatures and document printing; send requested reminders; provide support; improve the service; maintain security; and communicate important service information.

We do not need your information for purposes unrelated to providing and improving the service.

3. Customer Data

Our service allows businesses to store information about their own customers.

The business using our service is responsible for ensuring that it has the appropriate legal basis and permissions to collect and use customer information.

We provide the technical tools, but do not decide why a business collects this information.

4. Agreements and Signatures

Information may be used to create, update, store, print, or electronically sign agreements. The business user must check the accuracy of an agreement before using or signing it.

5. Reminders and Communications

When reminders are activated, the service may use supplied contact information to send payment-related communications. The business user is responsible for ensuring these communications are lawful and appropriate.

6. Data Security

We use reasonable technical and organizational measures designed to protect information against unauthorized access, loss, misuse, or alteration. However, no online service can guarantee absolute security.

7. Data Sharing

We do not sell personal information.

Information may be processed by providers that help operate the platform, including hosting, database, authentication, communication, email, and SMS providers. They receive only the information needed for their services.

We may disclose information when required by law or necessary to protect legal rights, users, or service security.

8. Data Retention

We keep information as long as necessary to provide the service and maintain accounts and records, unless law requires longer. You may request deletion where applicable.

9. Your Rights

Depending on applicable law, you may have rights to access, correct, delete, restrict processing, object to processing, or request a copy of your information. Contact us through this website to make a privacy request.

10. Cookies and Similar Technologies

We may use cookies or similar technologies necessary for authentication, security, preferences, analytics, or service improvement. Where required, we ask for consent before using non-essential cookies.

11. Children

The service is intended for businesses and adults. We do not knowingly collect personal information from children to provide the service.

12. Changes to This Policy

We may update this policy as our service, technology, or legal requirements change. We will provide appropriate notice for important changes.

13. Contact

For questions about this policy or how your information is handled, contact us through the Contact section of this website.

Your data matters. We aim to keep the service useful, secure, and transparent.